PayPal is by far the most popular payment method on the internet (over 155 million accounts worldwide) and used by over 100.000 online merchants, according to PayPal. Here we are going to know how to sign up, add a Paypal account & all about ISFC codes of Indian Banks.
PayPal is the safer, easier way to pay and get paid online. The service allows anyone to pay & receive money in any way they prefer, including through credit cards, bank accounts, buyer credit or account balances, without sharing financial information.
So if you haven’t registered yet, what are you waiting for? Register a Paypal Account now. Its free. Signing up in Paypal is very easy but care needs to be taken while entering your Name & Address.
It’s a fact now, that there are many top Indian bloggers who have become full time publishers and make money online by online advertising and reviews. After Paypal offered Withdraw Funds directly into Indian Banks, big sums of their money must be coming through Paypal.
Paypal e-Transfer facility is available with following banks in India:
Axis Bank [UTI Bank], Bank Of India, Canara Bank, Citibank India, HDFC Bank, HSBC, ICICI Bank, ING VYSYA Bank, Standard Chartered Bank, State Bank Of India, Union Bank of India
Adding Bank Account in Paypal
While adding your bank account to Paypal, you need to enter:
- First name (It can be yours or your family member with same Surname)
- Bank Name
- IFSC Code of that Bank
- Bank Account Number
Note: While entering your Bank Account name you need to make sure that your PayPal’s account also has the same name as your name in your bank account, failing of which your transferred money will be returned with charges of INR 250.
What is IFSC?
The Indian Financial System Code (IFSC) is an alpha-numeric code designed to uniquely identify bank branches in India. This is an 11 -digit code with the first four characters representing the bank code, the next character is a control character, and the last 6 characters identify the branch. The Reserve Bank of India publishes the IFSC and MICR codes.
IFSC Codes which is required when they are trying to add bank account & withdraw funds to their Bank Accounts. Below you can find ISFC codes for India banks.
Why PayPal asks for IFSC code?
Paypal uses the National Electronic Funds Transfer (NEFT) system for Funds Transfer, which is the reason you need to enter the correct IFSC code of your Bank Branch for the payments to be processed and correctly deposited.
How to get IFSC code for Indian Banks?
Go to the Reserve Bank of India website at this link and click ‘List of NEFT enabled bank branches’ to get full list of NEFT enabled bank along with IFSC code.
Download IFSC Codes PDF (Right Click & save) or XLS (external Download) for your bank branch in India.
Just enter the correct IFSC code of your bank along with all the details & once you add your bank account with the details, you will be shown with a message like ‘You have successfully added a bank account.’ following which you can withdraw funds.
If you have any queries & suggestion for using PayPal please share with us & comment your views.
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